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Global Financial Infrastructure

Axys Bank

One account for customers who hold both currencies, built for international reach from the start.

Role
Staff Software Engineer & Web3 Consultant · Axys Holding
Years
2024 — 2025

Context

A financial platform designed for people who hold both fiat and crypto and want one account rather than two disconnected systems.

Problem

International payments, IBAN infrastructure and crypto-fiat switching have very different settlement models. The product had to hide that without lying about it.

Architecture

  • Backend and frontend systems designed together from scratch.
  • Crypto-fiat switching layer between custody, treasury and payment rails.
  • Architecture targeted at global reach across 200 countries.

What I built

  • Global payments and international IBAN account flows.
  • Currency switching between fiat and cryptocurrencies.
  • An NFT-enabled luxury payment card concept combining digital assets with physical payments.

Technology

ReactNode.jsPostgreSQLPayment railsIBAN infrastructureEVM

Hard parts

  • Reconciling instant on-chain movement with slower banking settlement.
  • Designing for jurisdictional variation without branching the product.

Outcome

A crypto-integrated financial platform designed and led from scratch, architected for global scale.

Next case study

ALTR →

Contact

Tell me what you're building — and what's blocking it.

If the problem sits somewhere between financial infrastructure, product and engineering, there's a good chance I can help.

Open to

  • Architecture Sprint
  • Launch Sprint
  • Fractional Fintech Lead
  • Speaking & Podcast

Based in

UAE, Armenia, Hong Kong SAR

Book an intro call

30 min · video

Prefer to write first? armmamyan@gmail.com