Self-Custodial Banking

Self-custody usually means seed phrases. This product aimed at people who will never write down twelve words but still shouldn't have their funds held by a company.

Give users real custody with the ergonomics of a banking app — no seed phrase, recoverable, and usable from a phone.

• Account Abstraction smart accounts as the user's primary financial account.
• Turnkey and Alchemy SDK for key management and infrastructure.
• Passkey authentication tied to mobile OS accounts instead of mnemonic backup.
• Cron-driven automation for yield and scheduled operations.

• Custodial and self-custodial transfer flows in one product surface.
• Stablecoin-first balances and rewards (USDC).
• AAVE integration so deposited USDC earns yield.
• Core MVP of backend and frontend systems.

• Recovery without custody — the hardest constraint in the entire product.
• Explaining custody boundaries to users in interface terms rather than cryptography terms.

A working MVP demonstrating self-custodial, stablecoin-first banking with passkey authentication. Company identity remains private under NDA.